Reader’s Question: My life insurance policy is almost up and I’m looking to get coverage again, but this time with a different provider. I’m already 50 years old (but still reasonably healthy) however, should I buy life insurance with no medical exam? Dallas Jersey City, NJ No-exam life policies are a relatively new phenomenon. It [...]

Reader’s Question: What are the minimum required auto insurance in New Jersey? Jeanette Irvington, NJ It is highly suggested that New Jersey residents who are not familiar with auto insurance policy should check with their states insurance department. This is to make sure that you are meeting the minimum requirement and other policies of the [...]

Readers Question: I want to know how I can shop for life insurance plans in the most effective manner possible, can you help me? Thanks! Naomi Elizabeth, NJ Certainly! Knowing how to get a life insurance policy effectively is essential; it gives you the peace of mind knowing youre family or dependents are covered should [...]

Readers Question: I would like to know the best way to buy affordable life insurance coverage here in New Jersey. I’m newly divorced and have custody of my children and I want to take out a policy to protect them just in case something happens to me. Bettina Elizabeth, NJ It’s not very hard to [...]

Reader’s Question: I’ve been doing a lot of reading regarding term life and whole life insurance policies here in New Jersey and I got confused, should I pay the high-price of a whole life insurance or just get a term life which is cheaper and just renew after the policy expires? Yvonne Camden, NJ You [...]

Reader’s Question: What does universal life insurance policy offers? Paul Elizabeth, NJ Guaranteed level death benefit is one of the advantages with universal life insurance offers. The guaranteed level death benefit can be decreased or increased by the policy owner. To decrease the death benefit is easy but if the policy holder would like to [...]

Reader’s Question: Would I get the same deal if I shop for Life insurance on the web as I would if I spoke to a real life insurance agent here in New Jersey? Jerica East Orange, NJ The answer is a definite yes, over the years life insurance providers have seen the great potential of [...]

Reader’s Question: I’m a young, working professional here in New Jersey, Can I also get life insurance or is it just for those with serious illness? Emil Elizabeth, NJ You don’t have to be old or have a terminal illness to start thinking about life insurance. In fact, being young and healthy now is the [...]

Reader’s Question: I have a small catering business here in Camden New Jersey NJ and our peak season is usually June and December, due to weddings and Christmas parties. Is there a life insurance that will allow me to pay twice a year only? Brianna Camden, NJ There was a time when insurance policies were [...]

Reader’s Question: I am a highly motivated career woman, slowly working my way up the corporate ladder in our company in East Orange New Jersey NJ. I want to get a life insurance so I can leave something for my mom if anything happens to me. What’s the fastest way of getting life insurance? Janey [...]