Reader’s Question: I got married recently. I’m planning to get a term life insurance particularly the 30 year period. Could you tell me more about this life insurance policy? Chester Newark, NJ A 30 year term life insurance has a level premiums and death benefit. With some life insurance companies, premiums stay level for 5 [...]

Reader’s Question: I will be leaving for Thailand from Edison New Jersey NJ next week but I need to get life insurance first. I keep forgetting doing this and now it’s time to leave. I have no time for the usual medical exam that is required when applying for life insurance. How can I possibly [...]

Reader’s Question: I appreciate why we need to get life insurance but it seems to me that it is a very serious commitment and at the same time a risk. How would I know that I have chosen a good insurance company in Newark New Jersey NJ? Trevor Newark, NJ When you think about the [...]

Reader question: How much is smoker life insurance in Trenton NJ? If I quit smoking, when can I get a regular policy? Jake Glad you asked, Jake. Smoker life insurance in Trenton NJ is usually extremely expensive. It costs several percentage points, sometimes even twice as much, as the life insurance for a otherwise healthy [...]